TickerBell

General Terms and Conditions

1. General provisions

1.1 Subject of the GTC

These General Terms and Conditions (hereinafter referred to as the "GTC") set out the rights and obligations of the natural person (hereinafter referred to as the "User") using the services provided by Ticker bell Kft. (hereinafter referred to as the "Service Provider"). The scope of these GTCs covers all services (hereinafter referred to as the "Service(s)") related to the Ticker bell website (https://tickerbell.biz/ hereinafter referred to as the "Website").

1.2 The temporal scope of GTC

These GTC are effective from 15 April 2025 and will remain in force until revoked. The Service Provider is entitled to unilaterally modify these GTC, which modifications will be published by the Service Provider on the Website and will be notified to the registered User by e-mail - on the basis of which the registered User is entitled to terminate the contract with immediate effect.

1.3 Establishment and language of the contract

The contract concluded through these GTC shall be a written contract, the Service Provider shall record the contract, and the contract shall be subsequently available on the Website.

The contract between the User and the Service Provider for the Service is concluded upon finalization of the registration by the User.

The order for the Services in return shall be considered as an individual order, which shall enter into force upon payment by the User of the current consideration for the Service.

The object of the Service is to provide access to the Website functionalities, to the free Services and to the Services available only for a fee. The Service is deemed to be completed upon provision of access, whether or not the User actually uses it.

The language of the contract and of the conclusion of the contract is English.

The Service Provider is not subject to a code of conduct.

1.4 Applicable law

Purchases made through the Website shall be governed by these GTC and the applicable provisions of Hungarian law, in particular.

Act V of 2013 on the Civil Code,
Act CVIII of 2001 on certain aspects of electronic commerce services and information society services,
Government Decree No 373/2021 (VI. 30.) on the detailed rules for contracts between consumers and businesses for the sale of goods, the supply of digital content and the provision of digital services,
Government Decree 45/2014 (26.II.) on the detailed rules of contracts between consumers and businesses, and
Act LXXVI of 1999 on Copyright,

unless the law of another state would be exclusively applicable regarding the Consumer.

2. Parties

2.1 Service provider

Name: Ticker bell Kft.
Company registration number: Cg. 01-09-332696
Registrar of Companies: Company Registry Court of Budapest Capital Regional Court
Tax number: HU26570943
Registered office and mailing address: 1138 Budapest, Népfürdő utca 22 B. torony. ép. 15. em., Hungary
Electronic mail address (e-mail): info@tickerbell.biz
Telephone number: +3620/505-1054
Name, address, e-mail address of the hosting provider: Amazon.com, Inc. (address: 410 Terry Avenue North, Seattle, Washington, 98109..; e-mail address: cs-reply@amazon.com). The server is physically located in US East (North Virginia), Sweden (Stockholm).

2.2 User

Any natural person who uses the Services enters a contract with the Service Provider.

3. The Service

3.1 Description of the Service

The Website and the Service provided through the website is a testing platform, where the User may try, and test different trading strategies related to the stock market. The purpose of the website is only practicing, the User cannot trade stocks through the Website. The Website could present historical data of past stock prices, but the Service Provider does not warrant for the accuracy and authenticity of these data. The Service Provider uses a third-party data provider regarding the stock prices data (https://polygon.io), therefore it does not warrant of the accuracy of these data. The User understands that no financial decision shall be based on the output data of the Website and the Service. The User understands that the output data of the Website cannot be interpreted as financial advice, the Service Provider excludes its liability if any financial-, or investment decision was made by the use of the Service, or by the output of the use of the Service, or by the output of the Service.

3.2 Procedure for registration

3.2.1. Access to the Website’s Services is subject to registration. You are not entitled to register if any of the following apply to you:

persons under the age of 18,
persons whose user account has been previously deleted by the Service Provider for violation of the terms and conditions of use.

3.2.2. By registering, the User acknowledges the current GTC and the Privacy Policy.

3.2.3. During the registration, the User is obliged to provide his/her real data, as defined in the Privacy Policy.

3.2.4. The Service Provider shall not be liable for any problems or errors resulting from incorrect and/or inaccurate data provided by the User.

3.2.5. The User undertakes not to disclose the identifiers used to use the Service to third parties.

3.2.6. The Service Provider shall not be liable for any damages resulting from the User forgetting his/her password or making it available to unauthorized persons for any reason beyond the control of the Service Provider. The User shall immediately notify the Service Provider if he/she becomes aware that a third party has obtained unauthorized access to the login data.

3.2.7. The User can access the Services using the e-mail address and password provided during registration. In addition, there are several ways to log in. The User can log in using the Google or LinkedIn login options.

3.3 Price for the Service

3.3.1. The use of certain Services is free of charge, however, there are Services that the User can use only against payment of a fee. After the registration the User may decide to opt for the free package or for paid packages. By choosing a paid package, the User purchases access the use of these Services for a limited time, set forth in the description of the relevant package. The amounts to be paid for purchases are shown next to each package on the Website.

3.3.2. By ordering any of the Services which are available only for a fee, the User is purchasing a recurring subscription. Thus, if the time interval/subscription ordered expires, the subscription will renew automatically in case the User has not cancelled the subscription before. The cancellation/termination of the paid service is available only for the last day of the existing subscription period (there is no chargeback if the User wishes to terminate/cancel before the end date of his/her subscription).

3.3.3. The user can pay the price of the Services by bank card (Maestro, Mastercard, VISA) or by a Link account.

Payment by bank card

The Service Provider does not record or store the User&appos;s bank card data. In accordance with the data security requirements, the Service Provider does not have access to the card data and only the payment service provider is entitled to process them.

Payment by bank card is made through the electronic system operated by the following payment service provider:

Stripe Payments Europe Ltd: 1 Grand Canal Street Lower, Grand Canal Dock, Dublin, Ireland (hereinafter: “Stripe”)

In the case of payment via a payment system operated by Stripe, the User's card details are entered on the Server's interface without redirection. However, the card data is encrypted when the Service is ordered thanks to the use of highly secure client-side encryption (CSE) technology, to which the encryption key is only accessible by the payment system provider.

Payment by bank card is governed by the terms and conditions of the payment service provider, the card company concerned and the financial institution issuing the card and crediting the amount. For payment by bank card, the browser of the device used by the User must support SSL encryption.

3.5 Technical conditions of use of the Service

3.5.1. The Service is optimized for and operable on desktop computer and on smart devices. It requires a desktop computer or a smart device with compatible software and an Internet connection, the cost of which is borne by the User.

3.5.2. Software compatibility

Operating systems required to use the Service:

On Android devices: Android 8 or later
On iOS (Apple) devices: iOS 13.0 or later.
For Desktop computers: Windows 11

3.5.3. Hardware compatibility

To use the Service, you need to have

Broadband Internet,
RAM: 4 GB or more,
iOS (Apple) devices, at least Iphone 6s or later,
Android devices.

3.5.4. Technical security measures applied: The use of the Service is subject to registration, which allows access to the database only by entering a username and password.

3.5.5. Interoperability:

The Service is only compatible with the database used by the Service Provider, the target software running the database is not able to connect to other databases, systems or transfer data through other software. It is forbidden for the User to extract data from the Website or from the Service, particularly but not exclusively such as data scraping, or web scraping.

4. Rights and obligations of the User

4.1 In the course of using the Website or the Service, the User is entitled to run, operate and display the Service on the screen, and to store the Service (to the extent necessary for safe operation). In addition to the above, the User is not entitled to any further use of the Service, in particular, the User may not grant any third-party further access or use, and is not entitled to modify, revise, further develop or transmit the Service to the public. The Service Provider shall not transfer the source code of the Service to the User.

4.2 The User may use the content viewed on the Service or any part thereof only in compliance with the laws on copyright and intellectual property, in particular Act LXXVI of 1999 on Copyright.

4.3 The infringing User shall be fully liable for all damages resulting from any infringement of copyright.

4.4 The User shall comply with the following rules of conduct when using the Website and the Service:

not use the Service for any purpose that is unlawful or prohibited by these GTC,
Use the Service with any harmful or harmful intent,
Use the Service to harm the Service Provider,
send unsolicited mail with the use of the data provided by the Service, or solicit money from third parties with fraudulent intent with the use of the data provided by the Service,
solicit passwords and personally identifiable information from other users for any commercial or unlawful purpose
use another's account, share your account with others, or maintain more than one account,
create a new account if the Service Provider has deleted your previous account, unless the Service Provider gives you permission to do so.

The Service Provider reserves the right to investigate and/or delete the User's account without refunding any purchase if the User breaches or abuses the terms of these GTC or engages in any conduct that may be considered illegal.

5. Rights and obligations of the Service Provider

5.1 The Website and all content, text, graphics and illustrations contained therein are the exclusive property of the Service Provider. The Website and the Service is protected by copyright under Act LXXVI of 1999 on Copyright.

5.2 The Service Provider shall be entitled to register the User's data and to use the User's data in accordance with the Privacy Policy accepted by the User.

5.3 The Service Provider is entitled to modify the functions of the Service. The Service Provider shall inform the User of such modifications in the description of each update. The User shall not be entitled to compensation for any changes made during the modifications, but shall be entitled to terminate the contract immediately.

6. Maintenance/Upgrading

6.1 In order to provide the Service to Users at the highest level of quality, the Service Provider shall periodically perform maintenance and updates on the Website, which may result in the limitation or suspension of the Service.

6.2 The Service Provider shall ensure 90% availability of the Service to the Users, which availability period shall not include pre-scheduled updates and maintenance of the Website. By accepting these GTC, the User expressly acknowledges and accepts that the availability of the Website and the Service is not guaranteed on a continuous basis as described above.

6.3 Updates/maintenance are scheduled in advance, up to two times per week. Updates will always take place after 8:00pm CET, typically between 10:00 pm and 2:00 am. During the updates, the Service is typically available but in some cases a minimal downtime is expected (~few minutes).

6.4 Unscheduled maintenance (for troubleshooting purposes) is not subject to prior notice by the Service Provider.

6.5 The Service Provider shall not be liable for any interruption or interruption of the Service and any resulting damage due to technical or infrastructural reasons beyond its control (e.g. power failure, etc.), which are caused by the maintenance and update work as described above and which occur during this period.

7. Exclusion of the right of withdrawal and immediate termination, warranty of accessories, product warranty, legal guarantee

7.1 Exclusion of the right of withdrawal and immediate termination

The Service Provider does not provide the Service to the User on a tangible medium, but makes the Services available through the Website immediately after payment of the consideration.

The User expressly declares during the registration that the Service Provider will start the performance with his prior consent immediately after the finalization of the registration and acknowledges that after the start of the performance he loses his right of withdrawal or immediate termination pursuant to Article 20 of Government Decree No. 45/2014 (26.II.) on the detailed rules of contracts between consumers and businesses.

The User declares, when ordering the Services, that the Service Provider will start the performance immediately after the payment with his/her prior consent and acknowledges that he/she loses his right of withdrawal or immediate termination pursuant to Article 20 of Government Decree No. 45/2014 (II. 26.) on the detailed rules of contracts between consumers and businesses.

7.2 Implied warranty

7.2.1 In the event of defective performance by the Service Provider, the User may assert to an implied warranty claim against the Service Provider.

The User may, at his option, make the following claims for implied warranty of performance:

Request repair or replacement, unless the fulfilment of the claim chosen is impossible or would entail disproportionate additional costs for the Service Provider compared to the fulfilment of another claim. If the repair or replacement was not requested or could not have been requested by the User, the User may request a proportionate reduction of the price or, as a last resort, withdraw from the contract. The User may transfer his right of implied warranty from one of his choice to another, but shall bear the costs of such transfer, unless it was justified or the Service Provider gave a reason for it.

The User shall notify the Service Provider of the defect immediately upon discovery, but not later than two months after discovery of the defect, using any of the contact details of the Service Provider provided in these GTC.

The User may no longer enforce his/her rights to claim for defects after the expiry of the two-year limitation period from the date of performance of the contract.

Within one year from the date of performance, only the notification of the defect and proof of its existence are required to enforce a claim for defects. After the expiry of one year from the date of performance, the User must prove that the defect discovered by him existed at the time of performance.

7.2.2 The Service Provider shall not be liable for any direct or indirect damage (including, but not limited to, loss of data, other material losses) resulting from the use or the possible inability to use the Service, not including the case mentioned in Article 6:526 § of the Civil Code.

7.2.3 The Service Provider shall not be liable for the continuous, error-free operation of the Service and shall not guarantee that the Website is free from viruses and other malware.

7.2.4 The Service Provider shall not be liable for any damages, outages, etc. caused by Users. The Service Provider's liability for damages shall be limited to the amount of the consideration for the Service.

7.3 Product liability

As the Service does not concern a tangible item (product), there is no product liability for the Service under these GTC.

7.4 Express Warranty

The Service Provider shall not be under any express warranty obligation in respect of the Service.

8. Duration and termination of the contract

8.1 With respect to the Free Services, the User may terminate the contract under these GTC at any time without giving any reason by deleting his/her User Account.

8.2 In the case of a paid Service, the User shall be entitled to terminate the contract immediately only in the cases set out in clauses 1.2, 5.3, 7.2 and 9.2. Otherwise, the contract could be terminated (by User’s notice or on the Website) any time during the subscription but the contract will terminate only on the last day of the subscription. The shortest period of the User's obligations under the present contract, based on the shortest time interval that can be ordered, is 1 month.

9. Force majeure

9.1 Neither party shall be liable for any delay or failure in the performance of its obligations under the contract due to any event beyond its reasonable control. Such circumstances include, for example: natural disaster, fire, flood, order of a public authority, state of emergency, riot, civil war, war, strike or similar industrial action, attack on servers, hacker attacks, unauthorized access, etc.

9.2 If, due to a force majeure event, the duration of the interruption exceeds two months, either Party shall be entitled to terminate the Contract with immediate effect.

9.3 Events of force majeure shall not exempt the User from the payment of the invoice for the Services provided and the User shall not be entitled to any compensation in this respect.

10. Complaint and dispute

10.1 Consumer complaints to the Service Provider

The User may lodge consumer complaints about the Service or the Service Provider's actions or omissions orally or in writing using the contact details set out in Section 2.1. The Service Provider shall provide the complaint with a unique identification number.

The Service Provider shall immediately investigate the oral complaint and, if necessary, remedy it. If the User does not agree with the handling of the complaint or if it is not possible to investigate the complaint immediately, the Service Provider shall immediately take minutes of the complaint and its position on the complaint and shall send a copy thereof to the User no later than the time of its reply on the merits.

The record of the complaint shall include:

the name and address of the User,
the place, time and manner in which the complaint was lodged,
a detailed description of the complaint, a list of the documents, records and other evidence produced by the User,
a statement by the Service Provider of its position on the complaint, if an immediate investigation of the complaint is possible,
the signature of the person who took the minutes,
the time and place of the taking of the minutes, and
the unique identification number of the complaint.

The Service Provider shall keep the record of the complaint and a copy of the reply for three years and shall present it to the supervisory authorities upon request.

Unless otherwise provided for in a directly applicable legal act of the European Union, the Service Provider shall reply to the written complaint in writing within thirty days of receipt of the complaint in a manner that can be justified on the merits and shall take steps to communicate the reply. A shorter time limit may be laid down by law, or a longer time limit by statute. The Service Provider shall state the reasons for rejecting the complaint.

The undertaking may refrain from investigating a complaint with the same content as a previous complaint which has been answered in substance, a repeated complaint from the same consumer which does not contain new information, or a consumer complaint from an unidentified person.

10.2 Consumer protection complaint

If the User's complaint is rejected in whole or in part, or if the time limit set above for the investigation of the complaint has expired without result, the User may turn to the competent district office. In order to initiate the procedure of the consumer protection authority, the User must attempt to settle the dispute directly with the Service Provider. Government offices shall act as consumer protection authorities.

The consumer protection authority does not have jurisdiction in disputes relating to the formation, validity, effects and termination of a contract concluded between a consumer and a business, or to the determination of the breach of contract and its effects, which typically relate to the performance of a warranty, guarantee or indemnity obligation. In order to settle such individual consumer disputes, the User may refer the matter to the courts or to a conciliation body.

For more information on consumer protection complaints and contact details of consumer protection authorities, the User may consult the following website: www.fogyasztovedelem.kormany.hu

10.3 Initiating conciliation proceedings

The User may also initiate conciliation proceedings at the conciliation body competent in the place of residence or stay, the contact details of which and the conciliation procedure can be found on www.bekeltetes.hu

Contact details of the Budapest Conciliation Board:
1016 Budapest, Krisztina krt. 99.
E-mail address: bekelteto.testulet@bkik.hu
Telephone number: (+36 1) 488 2131

10.4 Online dispute resolution forum

The User may also register complaints at the following address: https://webgate.ec.europa.eu

To lodge a complaint, it must be related to the Service in question.

10.5 Court proceedings

The User may also assert his claims against the Service Provider in court. The Hungarian courts shall have exclusive jurisdiction in disputes relating to the Services under these GTC, unless the law provides for the exclusive jurisdiction of the courts of another state, with regard that the Customer qualifies as a Consumer.

11. Integrity clause

The present GTC shall, together with the Contract between the Parties, contain all the terms and conditions of the contractual agreement between the Parties, and any previous agreements not contained in writing shall be null and void.

If any provision or part of any provision of these GTC shall be or become invalid or unenforceable, the other parts of these GTC shall remain in full force and effect. In such a case, the relevant provisions which are as close as possible to the economic purpose of the ineffective or unenforceable provision shall prevail by (additional) interpretation.